Checking Accounts

	Regular	EChecking	Interest Checking	Money Market	Student Plus
Amount to Open	$100	n/a	$500	$2,500	$50
Internet Banking	Available, application required	Available, application required	Available, application required	Available, application required	Available, application required
Debit / ATM Cards	Available, application required	Available, application required	Available, application required	n/a	Available, application required
Mobile Banking	free	free	free	free	free
Statement	monthly	monthly	monthly	monthly	monthly
Balance to Maintain to Avoid Service Charge	$100	n/a	$500	$1,000	n/a
Monthly Service Charge	$5.00 if below minimum	n/a	$5.00 if below minimum	$10.00 if below minimum	n/a
Limitations	n/a	Internet Banking required	n/a	Limited to 10 transactions per month	n/a
Interest	n/a	n/a	See current rate schedule	Limited to 10 transactions per month	See current rate schedule

Regular Checking

Unlimited check writing
No service with a minimum balance of $100
Monthly service charge if minimum balance falls below $100 (waived for student and over customers over 62)
Minimum balance to open account $100
Available for Business or Personal

eCHECKING

Unlimited check writing
No minimum balance required
E-Statement required
Monthly service charge of $5 if statement is mailed

INTEREST Checking

Competitive interest rate
Unlimited check writing
Minimum balance to open account $500
No monthly service charge with a minimum balance of $500.00
Monthly service charge of $5.00 if minimum falls below $500.00
Available as a Business or Personal

Student Plus

Competitive interest rate up to $5,000
E-Statements Required
No minimum balance
Free Internet/Mobile Banking
Available to customers 16-23 years of age

Health Savings Accounts

Competitive interest rate
Unlimited check writing
Minimum balance to open $50
$25 account set up fee with a $2 monthly service charge

Money Market

Interest paid on balance with tiered rates for larger balances
Limited to 10 transactions per month, service charge of $2/transaction after 10.
No monthly service charge with a minimum balance of $1,000
Monthly service charge of $10 if minimum falls below $1,000
Minimum balance to open account $2,500

Deposit Account Disclosures

• If you close your account before interest is credited, you will not receive the accrued interest.
• Your interest rate and APY may change at our discretion at any time.
• Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
• Interest is compounded monthly and credited the last day of each statement cycle.