Savings Accounts

Passbook Savings

Competitive interest rate
No monthly service charge with a minimum balance of $100
Monthly service charge of $2 if minimum falls below $100 (waived for minor children)
Withdrawals are limited to 6 per month; 6 or more transactions will be charged $2 each
Minimum balance to open account $100 (waived for minor children)

Christmas or Vacation Club

Competitive interest rate
Minimum balance $5.00
Funds disbursed annually on a predetermined date
No withdrawals
Minimum balance to open $5

Deposit Account Disclosures

• If you close your account before interest is credited, you will not receive the accrued interest.
• Your interest rate and APY may change at our discretion at any time.
• Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
• Interest is compounded monthly and credited the last day of each statement cycle.