Regular Savings
Competitive interest rate
No monthly service charge with a minimum balance of $50
Monthly service charge of $2 if minimum falls below $50
(waived for minor children)
Withdrawals are limited to 10 per month; 10 or more transactions will be charged $2 each
Minimum balance to open account $50
(waived for minor children)
Christmas or Vacation Club
Competitive interest rate
Minimum balance $5.00
Funds disbursed annually on a predetermined date
No withdrawals; If you close your account before interest is credited you will not receive the accrued interest
Minimum balance to open $5.00
Current Rates
| Account Type/Term | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| Interest Checking | |||
| Tier 1 $500-$24,999 | $500 | 0.35% | 0.35% |
| Tier 2 $25,000 and over | 0.50% | 0.50% | |
| Student Plus | 2.97% | 3.00% | |
| Money Market | |||
| Tier 1 $0-$24,999 | 0.75% | 0.75% | |
| Tier 2 $25,000 and over | 1.00% | 1.00% | |
| Savings Quarterly | 0.50% | 0.50% | |
| Savings-Minor Account Quarterly | 1.00% | 1.00% | |
| Christmas Club | 1.25% | 1.25% | |
| Vacation Club | 1.25% | 1.25% |
*APY = Annual Percentage Yield
Deposit Account Disclosures
- Your interest rate and APY may change at our discretion at any time.
- Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
- Interest is compounded quarterly and credited the last day of each statement cycle.
Member FDIC
Equal Housing Lender